Stop juggling separate policies and separate agents. When you bundle your home and auto insurance through Sierra Insurance Group, you get one dedicated agent, a multi-policy discount, and simpler coverage. Denver families trust us to make insurance easier and more affordable.
Your bundled policy combines robust auto and home coverage into one streamlined package. Here’s what you get.
Meets Colorado’s 25/50/15 liability minimums and beyond. Covers bodily injury and property damage you cause to others in an accident on Denver roads.
Covers your vehicle from accidents, hail, theft, vandalism, and animal strikes. Essential protection for Denver drivers who face unpredictable Colorado weather year-round.
Covers your home’s structure from fire, hail, wind, lightning, and more. Pays to repair or rebuild your house so your biggest investment stays protected.
Covers belongings inside your home from covered perils like theft, fire, and water damage. Furniture, electronics, clothing, and more — protected under one policy.
Personal liability coverage that extends across your auto and home policies. Protects you financially if someone is injured on your property or in an accident you cause.
Protects you when the other driver has no insurance or not enough insurance. Covers medical bills and vehicle damage so you’re not left paying out of pocket.
Colorado requires all drivers to carry minimum liability insurance of 25/50/15 — that’s $25,000 per person for bodily injury, $50,000 per accident, and $15,000 for property damage. While those are the legal minimums, Denver’s busy highways and high repair costs mean most drivers need significantly more coverage to stay fully protected.
Denver faces unique risks that affect both your vehicle and your home. The I-25 and I-70 corridors see some of the highest accident rates in the state, and Colorado’s severe hailstorms regularly damage cars and roofs in the same storm. Bundling your auto and home insurance means one agent who knows both policies. When a May hailstorm dents your car in the driveway and cracks your roof shingles, we help you navigate both claims and advocate on your behalf with the carriers.
With Denver median home values continuing to rise, adequate dwelling coverage is more important than ever. An underinsured home could leave you hundreds of thousands of dollars short after a major loss. When you bundle through Sierra Insurance Group, we review both your auto and home coverage together to make sure there are no gaps — and you save money in the process.
GEICO offers a multi-policy discount of 3% to 6% when you bundle home and auto insurance through Sierra Insurance Group. Your exact savings depend on your coverage levels, driving history, and property details. We’ll show you the numbers side by side so you can see the difference.
Yes. You don’t need to own a home to bundle. We regularly bundle auto insurance with renters insurance or condo insurance for Denver residents. The multi-policy discount still applies, and you still get the convenience of one dedicated agent.
You file your claim directly with the carrier, and we’re here to help you through the entire process. We advocate on your behalf and make sure nothing falls through the cracks. Having one agent who knows both policies means smoother communication from start to finish.
Not necessarily. We can often align your renewal dates and transition your policies over time. Many clients start by moving one policy and add the second at its next renewal. We’ll help you find the smoothest path to bundled savings.
Bundling is the best fit for most people, but not always. If you have a high-risk driving record or a unique property, separate policies might offer better rates. We’ll run the numbers both ways and give you an honest recommendation.
Absolutely. Bundling combines your policies for a discount, but each policy is fully customizable. You choose your own deductibles, liability limits, and optional coverages for both auto and home independently. Bundling saves you money without limiting your choices.
I started Sierra Insurance Group to help Denver families find coverage that actually fits — at a price that makes sense. We take the time to understand your situation and match you with the right protection, not just the first quote.
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